Traffic ticket fines in Iowa

55Typical speeding fine (about 10 mph over)

$55 scheduled fine for more than 5 but not more than 10 mph over (Iowa Code 805.8A). $105 for more than 10 up to 15 over.¹

The details

Speeding fines: Up to 5 over $30, 6 to 10 $55, 11 to 15 $105, 16 to 20 $120, more than 20 $135 plus $5 per mph over 20.¹
Running a red light: Traffic sign or signal violations range by section. For example section 321.256, obeying official traffic control devices, is $135.¹
Driving without insurance: $325 for a violation of section 321.20B, subsection 1, or $645 if found guilty in connection with an accident.¹
No seatbelt: $70 for a violation of section 321.445.¹
Handheld phone: $100 for a violation of section 321.276.¹
Where fines are set: Scheduled fines are set in Iowa Code 2026, section 805.8A.¹

The sources we read do not say: points system.

Court costs and surcharges are not stated in this section.

Iowa Code 805.8A Scheduled violations, Iowa Legislature, checked 1 November 2026

Checked 1 November 2026. "Secondary" marks a source used only because the official page could not be read.